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On 11 February 2021 the Enterprise Chamber of the Amsterdam Court of Appeal ruled that the Dutch State must provide compensation to the holders of SNS REAAL and SNS Bank subordinated bonds, the holders of unlisted subordinated bonds, issued by SNS Bank under the name ‘SNS Participatie Certificaten 3’ and the holders of loans that were expropriated as a result of the nationalisation of SNS REAAL and SNS Bank on 1 February 2013. On 21 April 2023 the Supreme Court ratified the ruling of the Enterprise Chamber of 11 February 2021. With the Supreme Court's ruling, the value of the compensation has been finalised and a start will be made on its disbursement. Applications for compensation payouts may be submitted as of 15 May 2023.

Do you have a question about the compensation? Answers are provided to the most Frequently Asked Questions. If you do not find an answer to a question here, you may contact our help desk. You may contact the help desk using this contact form.


The English version of vergoedingsns.nl (this website) is a courtesy translation only. Information presented on the Dutch version of this website (vergoedingsns.nl) is leading.